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Identify the Connection Between Net Worth and Risk Tolerance
Family & Lifestyle Joel Appleman Family & Lifestyle Joel Appleman

Identify the Connection Between Net Worth and Risk Tolerance

Nobody wants to financially erode the portfolio they’ve built by making risky choices at the wrong time. You spend nearly half of a lifetime working hard to prepare for a secure retirement, so no wonder it isn’t easy to convince yourself to embrace risk. As vital as wealth preservation is, especially when nearing retirement, returns are still an important consideration.

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Is Tip Fatigue Wearing You Out?
Joel Appleman Joel Appleman

Is Tip Fatigue Wearing You Out?

Traditionally, tipping has been a way to reward workers for providing good service. But the norms around tipping are changing, and if you've recently felt more pressure to tip, you're not alone.

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From the Desk of Chris Jackowski
Joel Appleman Joel Appleman

From the Desk of Chris Jackowski

Growing up as the youngest of four siblings in central New York, I was immersed in the simplicity and beauty of small-town life. Weekends were all about getting outdoors, playing sports, and spending time with family and friends. Whether we were hiking in the woods, riding bikes, sitting around a campfire, or casting lines in the nearby lake, there was always something fun to do. These experiences are valued parts of my upbringing and have shaped who I am today.

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Buckle Up and Pare Down: Shed the Excess Clutter
Joel Appleman Joel Appleman

Buckle Up and Pare Down: Shed the Excess Clutter

Most of us are drowning in stuff. Nearly 25% of people with two-car garages don’t have room to park cars inside, according to a 2012 Department of Energy survey, and 9.5% of all U.S. households rent a self-storage unit, according to 2019 data from the Self Storage Association.

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4 Priceless Money Lessons for Kids
Joel Appleman Joel Appleman

4 Priceless Money Lessons for Kids

Financial tradeoffs, interest rates and the importance of having an emergency fund: Our current economic circumstances are full of teachable moments we can and should share with our children. After all, they’re probably not learning these topics in school. Only 1 in 6 students will be required to take a personal finance course before earning a high school diploma, according to nonprofit Next Gen Personal Finance.

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